We design, build, and deploy AI systems for the decisions that matter most in commercial P&C — submission, pricing, coverage, claims, and portfolio. Eighteen years of underwriting and actuarial depth, shipped as code.
On-demand, packaged, or retained — across every layer of the underwriting decision, from raw submission to portfolio learning.
Bespoke AI systems designed from first principles for your underwriting operation. Multi-agent pipelines, extraction engines, scoring models, and decision-support tools. Python + Claude. Human-in-the-loop by design.
Strategic advisory on AI transformation, underwriting operations, pricing governance, reinsurance analytics, and data science. Grounded in 18 years of practitioner authority across the full P&C stack.
Standalone AI tools for underwriters, coverage counsel, and pricing actuaries. No integration, no enterprise sales — log in and use. COPEscore AI live now; CoverageAI in build. More to follow the same architecture.
Fixed-fee scoping engagement. Architecture, data audit, build plan. Done in two weeks.
Pre-scoped AI builds from the product roadmap. Fixed scope, fixed price, fast delivery.
Ongoing embedded capacity — fractional AI engineering support on retainer. Monthly or quarterly.
Scope a build, agree a price, ship. Works across all sizes — from a single model to a full pipeline. Also available on Upwork.
Submission intelligence at intake. Wording intelligence at placement. Both live and in active build.
Upload a commercial property submission, risk survey, or broker cover note and get a COPE completeness score, risk signals, gap analysis, and ready-to-send broker questions — in under 90 seconds. Built to Lloyd's MRC and ISO standards. Data processed and discarded; never stored.
Reads policy wordings, MRC slips, and endorsements the way a senior underwriter or coverage counsel would — surfacing ambiguous clauses, missing sub-limits, CBI trigger gaps, and submission-vs-wording inconsistencies. Designed for underwriters, coverage counsel, claims handlers, and pricing actuaries stress-testing T&C assumptions.
An 8-layer framework mapping the commercial underwriting decision — from evidence assembly to portfolio learning. Every system we build targets one or more layers. AI that works together, not in silos.
Every bound policy is a decision record. The problem is no one reads it as one.
Read on LinkedIn →When the human is the middleware, every system upgrade touches the human first.
Read on LinkedIn →A technical deep-dive into the five-agent pipeline that reads commercial property submissions end-to-end.
Coming soonA direct conversation about your situation — what you're trying to build, what's blocking you, and whether we're the right fit. Response within 48 hours. Remote-first, global.